Back in January I laid out my financial goals for 2019.  One of my major goals was to get my mortgage down below $350k, and ultimately set myself on a path to start paying more principal than interest on the loan.  Had I done nothing, I wouldn’t be paying more in principal until 2027.  Had… Continue reading Buying Back Four Years – I Refinance Again

A few weeks ago I wrote about my PMI problem.  To summarize, I’ve been paying $195/month in PMI.  I think home appraisals are subjective nonsense.  I wanted to remove PMI multiple times but the bank laughed at me. After posting the article, I manned up and called my bank.  I explained how I’ve completed many… Continue reading The PMI Problem – SOLVED

I have a dirty little secret that makes me so angry with myself:  I’m paying $195/month in PMI.  I’ve been paying this nonsense for almost four years.  That means by this October, I’ll have paid $9360 in vapor.  Nine thousand, three hundred and sixty dollars just thrown into the void.  All because we had to… Continue reading The PMI Problem