If You’re Not the Product You’re the Overhead

Do you feel unappreciated at work? Are you treated like a servant by the talent? Are you a support player even though you are highly educated and experienced? You might be part of the overhead. Early in my career I needed a job, any job. I wanted it to be a Tech job since I… Continue reading If You’re Not the Product You’re the Overhead

My Goals for 2025

As is my tradition, I’m going to set some major and minor personal, career and family goals for the year. I’m a little late this year because it’s been a whirlwind holiday season and I just haven’t gotten any time in front of the computer in weeks. This year I have to do some hard… Continue reading My Goals for 2025

Understanding Provisional Living: Break Free from Future Illusions

A while back I wrote about how the book Die with Zero messed with my head. The long and short is that I spent a lot of years of my life focusing on the future and not paying a lot of attention to the present. I talked about how I gave myself permission to spend… Continue reading Understanding Provisional Living: Break Free from Future Illusions

I’m Doing Enough, I Need to do More

Fair warning, this post is going up as an unpolished stream of consciousness. I took a walk this morning. It wasn’t very long. I walked on my treadmill with the incline set to five while I read a book for 20 minutes. Reading gave me time to think. Then I got on my rower and… Continue reading I’m Doing Enough, I Need to do More

The Big List of Financial Independence and Investing Resources

Friends have started to realize that I’ve managed to make a little money in my life. As such, I keep getting asked about topics like passive income, investing, budgeting, and paying off debt. What I try to explain is that the way I see it, if you want to actually change your financial life, you… Continue reading The Big List of Financial Independence and Investing Resources

What Would You do with $10 Million

I was watching a recent episode of My First Million featuring Nick Gray, who I’d honestly never heard of until this week. Nick is a quirky fellow who seems to throw out ideas like a machine gun, and once again being honest, I kind of like the guy. During the episode, he cited an article… Continue reading What Would You do with $10 Million

Confession: I Started Ordering Guac Every Time

One cliché of the personal finance space is the whole “stop ordering latte’s” thing. I don’t personally care about latte’s, I’m not sure I’ve ever had one, and I trained myself to drink black coffee because anything else seems like wasted calories. Another, more recent cliché is the idea that you’ll know you made it… Continue reading Confession: I Started Ordering Guac Every Time

How Do You Make Two Million Dollars?

I was catching up with a longtime friend over the weekend. He and I have a tendency to spar a little when we’re talking. A little ribbing here, a little joke about the hairline (or lack thereof) there, maybe a nutshot about an ex-girlfriend if we’re going for the big laugh. When the subject of… Continue reading How Do You Make Two Million Dollars?

Confession: I Tried to Turn an LLC into a Tax Shelter

Here’s a fun fact about the boring middle: You can make it a lot more exciting by doing stupid things! In the past few years I’ve had the kind of frustration that everyone wants. I pay an absurd amount of taxes. Anyone that’s a high earning W2 worker will tell you, it’s not fun to… Continue reading Confession: I Tried to Turn an LLC into a Tax Shelter