Net Worth Milestone: Two Million

Unlike the time I became a liquid asset millionaire, I’ve known that August 15 2025 would be a milestone day for quite some time. With the current market, and especially Tech sector turbulence, I didn’t think this would be a sure thing. But the positive market conditions held, despite a 20% drop in my own… Continue reading Net Worth Milestone: Two Million

What Would You do with $10 Million

I was watching a recent episode of My First Million featuring Nick Gray, who I’d honestly never heard of until this week. Nick is a quirky fellow who seems to throw out ideas like a machine gun, and once again being honest, I kind of like the guy. During the episode, he cited an article… Continue reading What Would You do with $10 Million

How Do You Make Two Million Dollars?

I was catching up with a longtime friend over the weekend. He and I have a tendency to spar a little when we’re talking. A little ribbing here, a little joke about the hairline (or lack thereof) there, maybe a nutshot about an ex-girlfriend if we’re going for the big laugh. When the subject of… Continue reading How Do You Make Two Million Dollars?

Another Millionaire Milestone

For the first time since celebrating being debt free, I was looking forward to hitting a big milestone. I have had February 12th written on my whiteboard to be ready to celebrate. And then yesterday I realized when I did my initial calculation of our accounts, I forgot my wife’s 403b. So I had the wrong date and… Continue reading Another Millionaire Milestone

2023 Year in Review

As usual, at the beginning of the year I laid out a series of major and minor goals. Now as the year comes to a close it’s time to look back to see how things shook out. I’ve done this every year since starting this blog and while sometimes I’ve hit all my goals, sometimes… Continue reading 2023 Year in Review

Please Stop Citing the Average 401k Balance

Dear Financial Community, Please, for the love of God, stop pointing out the average 401k balance by age. Without fail this is a number that looks and sounds extremely low, especially for older folks, and it’s usually in an effort to show how easy it would be to catch or outpace that number. You all… Continue reading Please Stop Citing the Average 401k Balance

2022 in Review

As the saying goes, “If you want to make God laugh, make a plan.” Early in the year I posted my (mostly) financial goals for 2022. Looking back on those goals makes me realize how optimistic I was coming into this year…and what a shit-show 2022 turned out to be! So without much preamble, lets… Continue reading 2022 in Review

I Was Worse than Broke When People Started Calling me Successful

On the fifteenth of every month I put all of my account information into a spreadsheet. This spreadsheet calculates my current bills, my current balances, and my time to FI at current rates. It also plots my net worth on a chart. I’ve only been doing this for about three years, and I’m not inclined… Continue reading I Was Worse than Broke When People Started Calling me Successful

Good Idea, Bad Idea

It’s about RSU’s again. I’m facing what some would call an equity cliff at the end of 2023. Three years ago I was granted a fairly large amount of RSUs (restricted stock units) which would vest quarterly over four years. While I’ll still have RSUs for the next six years, the difference between 2023 and… Continue reading Good Idea, Bad Idea

The Importance of Moonshot Investments

As someone who is firmly entrenched in “the boring middle” I can attest to the fact that it is a well named stage of FIRE. I am incredibly bored. My debts are paid, my investments are automatic, my mortgage balance is slowly and steadily coming down, and despite the recent market fluctuations, my investment accounts… Continue reading The Importance of Moonshot Investments