I have a secret. One that I hide even from myself (as best I can). I hadn’t realized I was keeping this secret from myself until very recently, but when I discovered my own secret I was really happy, and then quickly went back to ignoring it. My secret is this: I’m much further along… Continue reading I Have a Secret
Tag: financial independence
“I’m in a Hurry to Get Things Done…”
“Oh I rush and rush until life’s no fun, all I really gotta do is live and die, but I’m in a hurry and don’t know why.” So goes the chorus of the Alabama song “I’m in a hurry” and it’s been stuck in my head for days. This past weekend I had my first… Continue reading “I’m in a Hurry to Get Things Done…”
Thoughts on CoastFIRE
What is CoastFIRE? CoastFIRE is the idea of front loading your retirement savings heavily at a young age to the point that you can reasonably assume you don’t need to invest anything more in order to reach retirement at your target age. For instance, assuming a safe withdrawal rate of 4%, a 7% rate of… Continue reading Thoughts on CoastFIRE
Two Years Saved!!
I want to say I wasn’t paying attention, but I’m always paying attention. Too much attention. I check my bank accounts every morning. I check my brokerage accounts multiple times per day. I track my net worth monthly. But at some point in the past few weeks, I hit a major milestone. Between cash and… Continue reading Two Years Saved!!
Being Wealthy vs Acting Rich
I catch a lot of crap from my friends who know I’m far from struggling but appear to be cheap to them. I buy most of my t-shirts from Old Navy for $5 each. I buy Lucky Jeans at Costco for $19. I only own one pair of $50 sneakers. I don’t pay for cable.… Continue reading Being Wealthy vs Acting Rich
Mid-2020 Check Up
Here we are somehow halfway through 2020 already. Thanks to the COVID, the first half of 2020 seems completely lost on the financial and social levels. On a personal level, I’ve taken up the goal of getting in better shape, which has resulted in the loss of about 18 pounds. I find weight to be… Continue reading Mid-2020 Check Up
You’re too Young to Hate Work
I spend a lot of time in the r/financialindependence subreddit, mostly looking for good suggestions or inspiration, but too often I find people in their 20’s looking to FIRE. I find this wholly depressing. More often than not, these people working entry level jobs and planning to retire by their early 30’s. Many times they’re… Continue reading You’re too Young to Hate Work
Tips on Working from Home
For the past four years I’ve enjoyed the life of working from home as a full time employee. I’ve had some struggles and made some mistakes, but overall it’s been a great experience that’s improved my quality of life. With many people newly working from home, I thought I’d share some tips (even though I… Continue reading Tips on Working from Home
Career Paths
Sitting here at 41 with an awesome job that I love, it’s easy to say that work is good. But it wasn’t always good. In fact for a long time work was bad. My jobs were bad, my bosses were bad and the work itself was bad. Moreover, in my 18 years in the full… Continue reading Career Paths
A Realization About Retirement
This afternoon I put my kids in for a nap, sat down in my suddenly completely quiet home and had an epiphany. Like someone addicted to playing the lottery because of the anticipation of winning, I’m addicted to saving for retirement because of the anticipation of not having any responsibilities. Don’t get me wrong, I… Continue reading A Realization About Retirement
Freed by 50 