Another Millionaire Milestone

For the first time since celebrating being debt free, I was looking forward to hitting a big milestone. I have had February 12th written on my whiteboard to be ready to celebrate. And then yesterday I realized when I did my initial calculation of our accounts, I forgot my wife’s 403b. So I had the wrong date and… Continue reading Another Millionaire Milestone

My Goals for 2024

I’ve been tracking my goals for years now and overall it’s been a good experience. I feel like lately I’m hitting too many major goals, which means I’m throwing too many softballs to myself. So this year I’m going to try to set some stretch goals that may not be attainable.  This year I’m going to try… Continue reading My Goals for 2024

2023 Year in Review

As usual, at the beginning of the year I laid out a series of major and minor goals. Now as the year comes to a close it’s time to look back to see how things shook out. I’ve done this every year since starting this blog and while sometimes I’ve hit all my goals, sometimes… Continue reading 2023 Year in Review

That Time “Die with Zero” Messed with My Head

It’s been a while since I posted anything, but thankfully I don’t think anyone was out there dying for my next post. The truth is I was caught up in the boring middle, and with the stock market in a slump I was pretending to not pay attention to money. An interesting confluence of events… Continue reading That Time “Die with Zero” Messed with My Head

One Week on the Carnivore Diet

One of my stated goals for 2023 is to get serious about my health. Early in the year someone I worked with died suddenly, and three people in my life received cancer diagnosis’. It was a bit of a wakeup call for me to really look at the way I’m treating my body. Yes, I… Continue reading One Week on the Carnivore Diet

Three Case Studies – And They’re All Wrong!

I’ve talked before about my parents influence on my views of money and how I’ve strived to live differently than they have. Today, as many of the older generation of my family are in their mid-70’s, I was reflecting on where they’ve gone with their lives, and how they’ve influenced me. I’m going to look… Continue reading Three Case Studies – And They’re All Wrong!

Please Stop Citing the Average 401k Balance

Dear Financial Community, Please, for the love of God, stop pointing out the average 401k balance by age. Without fail this is a number that looks and sounds extremely low, especially for older folks, and it’s usually in an effort to show how easy it would be to catch or outpace that number. You all… Continue reading Please Stop Citing the Average 401k Balance

I Was Worse than Broke When People Started Calling me Successful

On the fifteenth of every month I put all of my account information into a spreadsheet. This spreadsheet calculates my current bills, my current balances, and my time to FI at current rates. It also plots my net worth on a chart. I’ve only been doing this for about three years, and I’m not inclined… Continue reading I Was Worse than Broke When People Started Calling me Successful